Terms of Service

1. Introduction

Welcome to GrowthGrid, a hybrid decentralized investment platform. These Terms of Service (“Terms”) govern your access to and use of the GrowthGrid website, mobile applications, and related services (collectively, the “Platform”). By creating an account or using the Platform, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Platform.

2. Acceptance of Terms

By accessing or using the Platform, you confirm that you have read, understood, and agree to be bound by these Terms, as well as any additional terms and conditions incorporated by reference. If you are using the Platform on behalf of an organization, you represent that you have the authority to bind that organization.

3. Changes to Terms

We may update these Terms from time to time in our sole discretion. Any material changes will be communicated via email or by a notice on the Platform. Your continued use after the effective date of the revised Terms constitutes acceptance of the changes.

4. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding contract to use the Platform. You are responsible for ensuring that your use complies with all local, state, national, and international laws and regulations. GrowthGrid does not offer services in jurisdictions where such services are prohibited.

5. Account Registration

To access certain features, you must create an account with accurate and complete information. You agree to keep your account information up to date. You are solely responsible for all activities that occur under your account.

6. Account Security

You are responsible for maintaining the confidentiality of your login credentials and for restricting access to your devices. You must notify us immediately of any unauthorized use or security breach. We enable two-factor authentication and encourage you to use it.

7. Prohibited Activities

You agree not to:

• Use the Platform for any illegal or unauthorized purpose.
• Attempt to gain unauthorized access to other accounts or systems.
• Introduce viruses, worms, or any malicious code.
• Engage in money laundering, terrorist financing, or fraud.
• Interfere with the security or performance of the Platform.
• Use automated means to scrape or collect data without permission.
• Impersonate any person or entity.

8. Investment Plans and Risks

GrowthGrid offers a variety of investment plans with different risk levels and expected returns. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. You should carefully read all plan descriptions before investing.

We do not provide personalized investment advice. The content on the Platform is for informational purposes only and does not constitute a recommendation to buy or sell any asset.

9. Fees

Fees are disclosed before you enter into any transaction. This may include investment fees, withdrawal fees, and other charges. All fees are non-refundable unless otherwise stated.

10. Withdrawals

Withdrawal requests are processed in accordance with our withdrawal policy. We may require identity verification before processing. Withdrawal times may vary based on currency and network conditions.

11. Intellectual Property

All content, trademarks, logos, and software on the Platform are the property of GrowthGrid or its licensors. You may not copy, modify, distribute, or create derivative works without prior written consent.

12. Privacy

Your use of the Platform is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information.

13. Limitation of Liability

To the maximum extent permitted by law, GrowthGrid shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from your use of the Platform.

14. Indemnification

You agree to indemnify and hold harmless GrowthGrid, its officers, directors, employees, and agents from any claims, losses, liabilities, or expenses arising from your violation of these Terms or misuse of the Platform.

15. Termination

We may suspend or terminate your account at any time for any reason, including violation of these Terms. Upon termination, your right to use the Platform will immediately cease.

16. Governing Law

These Terms are governed by the laws of [Jurisdiction], without regard to conflict of law principles.

17. Contact Information

If you have any questions about these Terms, please contact us at support@growthgrid.finance.